Bali Currency Guide 2026
Indonesian Rupiah (IDR) · Rp
16,000 IDR = $1 (approx.)
Bali Travel Guides
Cash is Essential in Bali
Many places are cash only — always carry local currency
Daily Budget Guide
🎒
Budget
$25–40 (hostels, warung food, local transport)
🏨
Mid-Range
$60–120 (guesthouse, mid-range restaurants)
✨
Luxury
$200+ (villa, fine dining, spa days)
ATM Tips for Bali
BCA and BNI ATMs are most reliable for foreign cards — avoid small local ATMs
Withdraw larger amounts to minimise per-transaction fees (your bank may charge $3–5/withdrawal)
Most ATMs dispense 100,000 Rp notes — useful denomination for warung food and local transport
Maximum withdrawal is typically 2,500,000–3,500,000 Rp per transaction
Card Payment Tips
Cards accepted at most hotels, larger restaurants, and Seminyak/Canggu shops
Local warung (street food), small markets, and many Ubud businesses are cash only
Bring a card with zero foreign transaction fees (Wise, Revolut, Charles Schwab)
Notify your bank before travel or your card may be blocked
Currency Exchange Tips
✓ Best method
Authorised money changers (PT Dirgahayu, Central Kuta) offer better rates than airport or hotels. ATMs (BCA, BNI, BRI) are reliable with international cards.
✗ Avoid exchanging at
- ×Airport exchange counters (rates 15–20% worse)
- ×Street money changers (risk of short-changing)
- ×Hotels (worst rates)
Tipping in Bali
Not obligatory but appreciated. 10,000–20,000 Rp ($0.60–1.25) for good service. Restaurants often add a service charge.
Useful Denominations
Frequently Asked Questions
Should I bring USD or IDR to Bali?
Bring USD (or EUR/AUD) in clean, undamaged notes and exchange at authorised money changers in Kuta or Seminyak for the best rates. Avoid exchanging at the airport.
Is Bali expensive?
Bali is very affordable. A budget traveller can manage on $25–40/day. A comfortable mid-range trip costs $60–100/day including accommodation, meals, and activities.
Can I use my credit card everywhere in Bali?
Cards are accepted at hotels, larger restaurants, and shops in tourist areas. However, warungs, local markets, temples, and many activities require cash. Always carry some Rupiah.
What is the exchange rate for IDR?
Approximately 15,000–16,500 IDR per $1 USD (check current rates before travel). Exchange rates vary — authorised money changers typically offer 500–1,000 Rp per dollar better than ATMs.
Before you go to Bali
Bali Packing List
Everything else you need for your Bali trip