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United Club Card review: United Club lounge access and elite airline benefits
The Points Guy published an updated review of United Airlines' premium credit card offering, the United Club Card, which includes complimentary United Club lounge membership for a $695 annual fee. The card targets frequent United flyers with benefits including bonus miles on United purchases, travel, and dining, though it requires at least a 740 credit score for optimal approval odds.
7 April 2026Source: The Points Guy
Why it matters
Premium airline credit cards are an increasingly important revenue stream for carriers and influence customer loyalty strategies. This review helps consumers evaluate whether the card's benefits justify the annual fee based on their flying patterns and spending habits.